> For the complete documentation index, see [llms.txt](https://docs.creditcoop.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.creditcoop.xyz/about-our-products/the-spigot.md).
# The Spigot
The Spigot is a novel smart contract governing the secure split of onchain cash flows between two or more parties according to an agreement between the parties.
Most importantly, it provides for Trustless Recourse in the event that one party (the obliging party) doesn't fulfil its obligations to the other party.
{% hint style="info" %}
In the case of a Secured Line of Credit used for example as an opex loan, the Spigot enables Lenders to automatically receive a portion of a Borrower's revenue streams in order to secure and automatically repay a loan until Lenders have been fully repaid as per the agreed upon terms.
{% endhint %}
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