> For the complete documentation index, see [llms.txt](https://docs.creditcoop.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.creditcoop.xyz/start-here/readme.md).

# Welcome

Onchain credit infrastructure for the payments economy.

Credit Coop turns payment settlement flows into programmatic security for revolving credit — giving businesses non-dilutive working capital and giving lenders senior, cash-flow-secured yield with real-time onchain transparency.

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>🧭 What is Credit Coop?</strong></td><td>The thesis, the primitives, and how the money moves.</td><td><a href="/start-here/what-is-credit-coop.md">What is Credit Coop?</a></td></tr><tr><td><strong>⚙️ How It Works</strong></td><td>The full lifecycle of a dollar through the protocol.</td><td><a href="/start-here/how-it-works.md">How It Works</a></td></tr><tr><td><strong>🏦 Borrow</strong></td><td>Revolving credit secured by your settlement flows.</td><td><a href="/core-concepts/secured-line-of-credit.md">Secured Line of Credit</a></td></tr><tr><td><strong>💰 Earn</strong></td><td>Deposit into Lending Vaults and earn credit-backed yield.</td><td><a href="/core-concepts/vaults.md">Vaults</a></td></tr><tr><td><strong>🛠 Build</strong></td><td>Contracts, architecture, and the Platform API.</td><td><a href="/developers/introduction.md">Introduction</a></td></tr><tr><td><strong>📖 Glossary</strong></td><td>Canonical definitions used across the protocol and legal docs.</td><td><a href="/user-documentation/v2/glossary.md">Glossary</a></td></tr></tbody></table>


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