Welcome

Onchain credit infrastructure for the payments economy.

Credit Coop turns payment settlement flows into programmatic security for revolving credit — giving businesses non-dilutive working capital and giving lenders senior, cash-flow-secured yield with real-time onchain transparency.

🧭 What is Credit Coop?

The thesis, the primitives, and how the money moves.

⚙️ How It Works

The full lifecycle of a dollar through the protocol.

🏦 Borrow

Revolving credit secured by your settlement flows.

💰 Earn

Deposit into Lending Vaults and earn credit-backed yield.

🛠 Build

Contracts, architecture, and the Platform API.

📖 Glossary

Canonical definitions used across the protocol and legal docs.